Terms of use

You can reach us by email for questions, complaints or to exercise any of your rights.

The Service is trading education: lessons, market-structure breakdowns of gold (XAUUSD), example trade ideas and community discussion.

• It is not investment advice and not a personal recommendation to buy or sell anything.
• We are not an investment firm or broker. We do not manage money, hold client funds or execute trades for you. Any trade you place is your own decision, with a broker of your choice.
• Example trades may be drafted with help from software (including AI) using live prices and are reviewed by us before publication. They can still be wrong, late or unsuitable for you.
• We never promise or guarantee profits. Past results do not predict future results.

You must be at least 18 years old and legally able to enter into a contract. One account per person.

Keep your login details private. You're responsible for activity on your account.

• The membership costs $149 per month, billed in advance through PayPal as a recurring subscription. Any VAT that applies is included in the price shown at checkout.
• Your contract starts when your PayPal subscription is set up. We then switch on access for the account that uses the same email address — usually within one working day.
• The membership renews each month until you cancel. You can cancel at any time in your PayPal account or by emailing us; access then continues until the end of the period you've already paid for.
• We'll tell you at least 30 days before any price change; you can cancel before it takes effect.

If you are a consumer in the EU/EEA, you have the right to withdraw from this contract within 14 days without giving any reason. The period ends 14 days after the day the contract was concluded.

To withdraw, send us a clear statement (for example an email to royalartsbiz@gmail.com). You can use the model form below, but you don't have to. Sending it before the 14 days end is enough.

Effects of withdrawal: we refund all payments received from you without undue delay and at the latest within 14 days of receiving your withdrawal, using the same payment method (PayPal).

If you asked for access to start straight away: the members' area is a digital service. If you expressly asked us to give you access during the withdrawal period, you pay a proportionate amount for the days you had access up to your withdrawal; we refund the rest.

• All videos, trade ideas, texts and graphics belong to us or our licensors.
• Your membership gives you a personal, non-transferable right to view the content for your own learning.
• Please don't share your login, re-post paid content (including Telegram posts) elsewhere, resell it, or copy it in bulk.
• Be respectful in the Telegram channel and any live sessions. No spam, abuse or promoting other services.

We may suspend or close an account that seriously or repeatedly breaks these rules. Where reasonable we'll warn you first, and we refund any prepaid period we cannot provide unless the closure was due to your breach.

We aim to keep the Service available and up to date, but there may be interruptions (for example for maintenance, or problems with third-party services such as PayPal, Telegram or price-data providers). We may improve or change the content as long as the core of the membership stays the same. Your legal rights if the digital service is faulty are not affected.

• Trading decisions are yours. We are not liable for trading losses resulting from your use of the educational content, as it is not personal advice.
• Nothing in these terms limits liability for intent or gross negligence, for injury to life, body or health, or any liability that cannot be limited under the law that protects you as a consumer.
• For slight negligence we are only liable for breach of essential contractual obligations, and limited to the damage that was typical and foreseeable when the contract was made.

If we need to change these terms, we'll email you at least 30 days in advance. If you don't agree, you can cancel before the change takes effect.

These terms are governed by the law of the State of New York, USA. If you are a consumer living in another EU/EEA country, you keep the protection of the mandatory consumer-protection rules of your country of residence, and you may bring a claim in the courts of your home country.

If something goes wrong, please email us first — we'll try to put it right quickly. We are not obliged and do not currently take part in dispute-resolution proceedings before a consumer arbitration board.

If any part of these terms is invalid, the rest stays in force.